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Commercial Terms
Loan Limits
From as low $100,000 to $100
million project financing.
Credit
As low as 580 credit scores for primary borrower or
primary guarantor
*Exceptions on a case by case basis
Loan-to-value
Loans up to 90% LTV
Loan purpose
Rate/term refinance, cash-out refinance or purchase
Occupancy
Owner occupied or investor properties are acceptable
Loan types
30-year fixed rate
6-month adjustable; 2, 3, 5, 7 and 10-year fixed,
then adjustable
Declining fixed rate and interest only programs are
available
Full Document, Stated Income and No Document
loans available
Small Business Administration (SBA) Loans
Terms
15, 20 and 30-year fully amortizing loans are
available on all property types
Subordinate financing
Seller seconds up to 20% LTV (permitting up to
95% total LTV)
Rates
Pricing based on property type, LTV, borrower
qualification and amortization
Property Types
To view all eligible property types,
please click here
Timing
Efficient
response on pre-approval
30-45 day
closings
Timing
varies depending project complexity
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